For decades, climate-related disasters such as floods and cyclones have had severe impacts on small island countries like Fiji. With increasing occurrences and intensity of such extreme events, policy-makers and development practitioners are increasingly urging governments to invest in climate-smart initiatives focused on improving the capacities of vulnerable groups to prepare for, respond to, and recover from natural calamities. Yet, much of the initiatives around pre-disaster and post-disaster response largely neglect the needs of sub-groups like small businesses.